Budget and Debt Planner
Plan your month, see where every dollar went, and find the fastest way out of debt. Compare Snowball and Avalanche side by side and see your debt-free date.
What is inside
- Monthly budget and 12-month view, fed by a transaction log
- Snowball vs Avalanche, with debt-free date and interest saved
- Couples split with a running settle-up balance
- Paycheck planner, bills, net worth and card utilization
Sheets in the workbook
- Start Here
- Dashboard
- Budget Plan
- Transactions
- Debt Payoff
- Couples Split
- Net Worth
- +7 more
Who it is for
- Individuals and couples who want a monthly plan for every dollar
- People paying down debt who want to compare snowball and avalanche payoff
- Households that split shared costs and want a fair, visible split
A look inside
Screenshots use the sample-filled copy. Your download also includes a blank copy.




A planning tool, not financial advice.
Questions
What do I get?
An instant download with the workbook in light and dark versions, a sample-filled copy so you can see it working, and a how-to guide. You pay once and there is no subscription.
Which apps does it work in?
Every template works in both Microsoft Excel and Google Sheets. To use one in Google Sheets, upload the file to Google Drive and open it with Sheets.
How do I get the file?
Right after checkout you land on a download page, and the same link is emailed to you.
Can I get a refund?
Digital downloads are all sales final once delivered. If a file is broken or missing, email us and we will replace it. See the Refund Policy.